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Sam Wheat (Patrick Swayze), a banker, and Molly Jensen (Demi Moore), a potter, are a loving couple who move into a New York City apartment. At work, Sam confides in his good friend and colleague Carl Bruner (Tony Goldwyn) his discovery of a major discrepancy in multiple bank accounts with unusually high balances. Carl offers to investigate the matter, but Sam decides to investigate himself. Later that night, Sam and Molly are attacked by armed thug Willie Lopez (Rick Aviles) and Sam is killed by a gunshot during a struggle with Willie. Sam's ghost arises from his dead body, which lies next to the distraught Molly. He gradually realizes that he is a ghost whose presence cannot be seen or heard.
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